Texas Senate Passes Surprisingly Tough Payday Loan Reform – But not before senators agreed to changes that would more or less kill the payday and auto-title industry. that would cap rates at 36 percent apr, a move that would probably shut down the payday.

As subprime auto borrowers default, collection suits pile up in local courts – There are no interest-rate caps for auto installment loans in Missouri or Illinois. which all went toward post-judgment interest. She lives in Texas, where lenders can’t garnish wages. David.

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Defending our property rights & freedom to travel. – Good News, Bad News Remember, the special interests always make sure there’s bad news to report. But I’ll start with the good news. Our bill to remove tolls once the road is paid for, HB 436 by Matt Shaheen, is FINALLY getting a hearing this Wednesday. However, three bills to hand our public highways over to private, foreign toll operators are also up Wednesday.

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Senate Votes to Ease Restrictions on Auto Lending Discrimination – A 2011 report from the Center for Responsible Lending analyzed loan level data and found that African-Americans and Latinos were receiving higher numbers of interest rate. Texas, the Republican.

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