· I need help finding the best way to finance a home addition and finding contractors who will do this. Asked by Matt, Chicago, IL Mon Jan 13, 2014. I would like to finance a second story addition then refinance that and my mortgage into one loan.

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Is it Smart to Finance a Home Remodel? | Angie's List – If the interest rate on the loan is less than the interest you receive on your savings, a loan is the better option, unless, of course, you can afford to pay for the remodel without incurring any debt. If the remodel allows you to stay in your home after your retire, you also could save a tremendous amount of money when you’re on a fixed income.

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How to Get a Loan for a Garage Addition – Budgeting Money – How to Get a Loan for a Garage Addition.. To get the best loan, meaning the lowest interest rate, you need to have a good credit score. If you do not, work to improve your credit history and score before you apply for a loan. Make on-time payments and pay off any consumer debt you have.. How to Obtain a Loan for a Home Addition;