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Commercial Loans For Dummies

Loans 101: A Complete Guide to Loans for Dummies.. Since Business loans are secured loans, you are going to need something like another business, a house, property, or something valuable to help "float" the loan. Secured loans put less emphasis on credit history, since you are backing up.

Technically, commercial real estate loans are mortgage loans secured by liens on the commercial real estate you’re purchasing–rather than on residential property. When you take out a commercial real estate loan, you should absolutely expect to have a lien put on at least your business property.

Fha 203k Loans For Dummies – Homestead Realty – The FHA 203k loan is a "home construction" loan available in all 50 states. The major benefits, plus some things to watch out for. An FHA 203k loan, (sometimes called a Rehab Loan or FHA Construction loan) allows you to finance not one, but two major items 1) the house itself, and; 2).

Qualifying for a small-business loan is easier when you’re prepared. Below is a to-do list that will help you get the cash you need to grow your business. Whether you end up applying for an SBA.

Basic Loans A commercial loan is a debt-based funding arrangement that a business can set up with a financial institution. The proceeds of. COMMERCIAL LENDING BASICS – Beau Productions – The starting point for evaluating any business loan request is identification of the purpose of the loan.

Small Commercial Loans The Small Business Administration’s (SBA) disaster loans are the primary form of Federal assistance for the repair and rebuilding of non-farm, private sector disaster losses. The disaster loan program is the only form of SBA assistance not limited to small businesses.

From Business Funding For Dummies. By Helene Panzarino . Funding for your business can come from a bank in the form of a loan or from a variety of other sources. You may draw on support from friends and family, strangers connected through the Internet or investors including business angels and venture capitalists.

An interest rate swap is a financial derivative that companies use to exchange interest rate payments with each other. Swaps are useful when one company wants to receive a payment with a variable interest rate, while the other wants to limit future risk by receiving a fixed-rate payment instead.

2 Million Dollar Loan Wells fargo fined 5 million by all 50 states – Wells Fargo & Co. has agreed to pay $575 million to all 50 states and the District of Columbia to settle claims that a fake-account scandal in its retail bank and improper auto-loan and mortgage..

Seven Ratios of Commercial Loan Underwriting. Much of commercial loan underwriting can be boiled down to just seven financial ratios: Debt Ratio: This is the ratio that makes sure that the borrower is not overwhelmed with personal debt.Does his house payment exceed 25% of his gross income?